Small Business Loans & Grants!
Women * Minorities * Start-Ups * etc.
"The U.S. Government is the largest provider of financial assistance for small businesses for women, minorities, start-ups, etc."
The U.S. Government's Small Business Administration (SBA) is Congressionally mandated to assist the nation’s small businesses in meeting their financing needs. The SBA works with private-sector banks & corporations, non-profit groups, and various Federal Government agencies to provide small business loans, grants, & venture capital to small businesses that might not qualify through normal small business financing channels.
Small businesses need access to capital in the form of loans, lines of credit, grants or investment capital. Yet most small businesses often don't have the collateral or credit history to qualify for financing through normal lending channels. That's where the U.S. Government and the Small Business Administration comes in.
Since 1953, the SBA has helped small businesses through the many stages of growth. In fact, many big businesses whose names are now household words — Fed Ex, Intel, Nike, Apple, Ben & Jerry’s, Compaq and AOL, just to name a few — received help from the Small Business Administration along the way.
All SBA small business loans must be used for sound business purposes. A small business may use SBA-guaranteed small business loans to:
• expand or renovate facilities;
• purchase machinery, equipment, fixtures and leasehold improvements;
• finance receivables and augment working capital;
• refinance existing debt (with compelling reason);
• finance seasonal lines of credit;
• construct commercial buildings; and/or
• purchase land or buildings.
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